Facing Finances
Have you been dreading the holidays as you think of all the money you’ll be spending?
Maybe you’re the exact opposite and the sky’s the limit on holiday spending - or at least until the credit card bills roll in.
Before the crazy holiday rush comes in, your assignment this week is to literally dig into the conversations with yourself and your spouse that you know you must have in order to get your life more in order financially.
Be it life insurance, planning for college or other coursework, paying off a car loan or making sure you have a vacay soon, money is an essential topic in marriage as it must be organized.
If you’re not sure where to begin, scope out Seed Time Money or Rachel Cruze to get started on a budget. There are people who have dedicated their lives to this purpose.
This month, you can and should also take a credit card inventory to make sure you’re cancelling what you need to, paying down what you need to, and getting the best interests rates on your larger payments with the end goal of cancelling all debts little by little.
Plan giving, saving, and spending wisely. Put it on the calendar and don’t miss your appointment with yourself for this for anything. This is one way of knowing your value - knowing you are worth calmly planning for as are those you love. Check out The Enneagram Glow Relationship Planner for more help and support!
If finances are a frightening topic to discuss alone or as a couple, meet with someone you are referred to that you both trust with a healthy financial portfolio. They will help you to get into a healthier spending and lifestyle. This may be a coach, mentor, a reputable person with an online class, or meeting a financial advisor who comes with a personal recommendation.
Believe me, working on your finances individually and together, even if it’s little by little and step by step, is worth it and it’s something many couples are too afraid to do.
Is your spouse different from you in this are? Financial expert Rachel Cruze reminds us we need these differences too - balance here is key also for both fun and savings!
Financial infidelity is real, as you likely know already. It causes deep trust wounds together.
Instead of staying in the dark, confront your financial issues and questions to be able to walk up to the holidays and the rest of life with true peace, confidence, connection, margin, and a love of giving generously.
